Financial services lead distribution for lending, debt, and credit-repair leads
State-license routing, per-lead consent capture, DNC scrubbing, and audit logs — built for the most regulated lead categories outside of healthcare.
Is Lead Distro AI right for you?
Built for you if you
- Sell or broker lending, debt, or credit-repair leads and want to route and bill them automatically
- Run an aggregator splitting leads across many buyers with consent capture and DNC scrubbing
- Buy from multiple vendors and need to dedupe, score, and keep an audit trail per source
- Run your own ad spend and want true cost per funded customer
Not the right fit if you
- Are a single shop with no leads yet, looking for someone to generate or sell you leads
- Want a telemarketing service that dials prospects for you
Lead Distro AI is the software your lead vendor runs. You bring the leads (vendors, ad spend, ping post) and we route, score, scrub, and track them. We are not a lead vendor and do not generate or sell leads for you.
Built for how compliance-first financial services lead operators route and bill leads
State-license routing
Only deliver financial services leads to lenders, agencies, or attorneys licensed in that state for that product — auto-enforced before delivery.
Per-lead consent capture
Capture and store the exact opt-in language, IP, timestamp, and source for every lead. Survives TCPA and state AG audits.
Tier-aware scoring
AI filters by credit tier, loan amount, and debt range so financial services leads only route to buyers with matching minimums.
Per-lender P&L
Track cost-per-funded-loan, not just per lead. See which sources, campaigns, and lenders actually print profit.
How Lead Distro AI works
How Lead Distro AI routes your financial services leads
Connect your sources, set license and tier rules, and Lead Distro AI scores, auctions, and reconciles every regulated finance lead.
LEAD CAPTURE
Capture leads from every channel
Pull personal loan, debt, credit, and tax leads from paid search, paid social, web forms, and partner feeds into one pipeline. Per-lead consent, IP, and timestamp are captured at ingest for every source.
Sources
Active 6AI QUALITY SCORING
Score the file before delivery
AI grades each lead by credit tier, loan amount, and debt range the second it lands. Route only files that meet each buyer's minimums and filter the rest before they consume agent time.
Lead Scoring
AI gradedLIVE AUCTION
Sell each lead at the highest live bid
Real-time ping-post auctions put your lenders and agencies in competition on every qualified lead. The highest bid wins, only state-licensed buyers compete, and your margin is baked in.
Live Auction
Lead #8842SOURCE ROI
See true cost per funded loan
Meta and Google ad spend syncs in and attributes to the leads it produced. Watch real margin by source, product, and tier, then cut the channels that don't fund.
Source ROI
Month to dateEverything you need for financial services lead distribution
Distribution Engine
Multi-product campaigns, custom field mapping, and per-lender caps with state-licensure enforcement.
Learn moreSmart Routing
Priority, weighted, and round-robin distribution across exclusive and shared lender networks.
Learn morePing Post
Real-time auctions across multiple lenders — every loan-quality lead sells at the highest live bid.
Learn morePay-Per-Call
Tracking numbers, IVR pre-qualification, and call recording for inbound finance shoppers.
Learn moreCall Tracking
Source-level call attribution and recording — every shopper call tied back to the ad source for compliance and CPA reconciliation.
Learn moreCost Tracking
Unified Meta and Google ad spend with cost-per-funded-loan attribution and per-tier blended CPL.
Learn moreSee it run on your stack
Book a 20-minute demo or start free with no credit card. 7 days of full access, then 25 leads a month free forever.
Financial services verticals running on Lead Distro AI
From personal loans to bankruptcy — every regulated finance vertical fits.
Personal Loans
Unsecured personal-loan leads with credit tier, loan amount, and state filters.
Debt Settlement
Debt enrollment leads with debt range, credit, and state minimums.
Debt Consolidation
Consolidation-loan leads matched to lenders by tier and debt amount.
Credit Repair
Credit-repair enrollment leads with score range and state filters.
Tax Relief
Back-tax-debt leads with debt amount and state filters.
Student-Loan Refi
Federal and private student-loan refi leads by balance and degree status.
Business Loans
MCA, term-loan, and SBA leads with revenue and time-in-business filters.
Crypto / Trading
Investment leads with consent, suitability, and accredited-status checks.
Bankruptcy
Chapter 7 / Chapter 13 leads routed to attorneys by state and debt amount.
Go deeper on financial services lead distribution
How operators in this vertical are running it on Lead Distro AI.
Why Companies Switch
Don't take our word for it. Here's what companies say after switching.
Start distributing leads. Free for 7 days.
Every routing, ping-post, and call-tracking feature is included on every plan. Higher tiers add lead volume, seats, and destinations.
Lite
Billed monthly, cancel anytime
500 leads / moWhat counts as a lead?A lead is counted the moment it is successfully ingested into a campaign.Leads successfully ingested into a campaignCounted once, whatever a buyer decides later (accepted, rejected, or returned)Never countedDuplicates we catch and blockLeads that fail your validation or inbound filtersPings and pre-pings
The low-cost on-ramp for a single operator getting their first buyers live.
- 500 leads / mo
- 200 AI credits / mo
- 1 seat
- 4 destinations
- 2 campaigns
- MCP access
- Live Support
- Ping-post + smart routing
Starter
Billed monthly, cancel anytime
2,500 leads / moWhat counts as a lead?A lead is counted the moment it is successfully ingested into a campaign.Leads successfully ingested into a campaignCounted once, whatever a buyer decides later (accepted, rejected, or returned)Never countedDuplicates we catch and blockLeads that fail your validation or inbound filtersPings and pre-pings
The workhorse plan for agencies and media buyers running live campaigns.
- 2,500 leads / mo
- 500 AI credits / mo
- 5 seats
- 25 destinations
- 10 campaigns
- MCP access
- Live Support
- Custom domain + white-label
Growth
Billed monthly, cancel anytime
5,000 leads / moWhat counts as a lead?A lead is counted the moment it is successfully ingested into a campaign.Leads successfully ingested into a campaignCounted once, whatever a buyer decides later (accepted, rejected, or returned)Never countedDuplicates we catch and blockLeads that fail your validation or inbound filtersPings and pre-pings
Scale volume across every buyer and campaign as your book grows.
- 5,000 leads / mo
- 1,000 AI credits / mo
- 10+ seats
- Unlimited destinations
- Unlimited campaigns
- MCP access
- Live Support + weekly training
- Everything in Starter
Call tracking & routing
· billed as you use itAvailable on every tier. Numbers provision instantly from the dashboard, call recording included.
Talk with Our Team
See how Lead Distro AI fits your workflow. Pick a time and we'll walk you through it.
See it run on your stack
Book a 20-minute demo or start free with no credit card. 7 days of full access, then 25 leads a month free forever.
Financial services lead distribution FAQs
Does Lead Distro AI capture per-lead consent for financial services compliance?
Can I block leads from states where my lender isn't licensed?
Can the platform route by credit tier or debt range?
Does the platform integrate with lender CRMs like Velocify and HubSpot?
How is cost-per-funded-loan tracked?
Still have questions?
Book a 20-minute demo and we'll walk through your exact use case, or spin up a free trial and explore on your own.
Ready to route your financial services leads?
Start free, no credit card. First compliant lender leads route in under 5 minutes.